Veterans Life Insurance

1. Introduction

Evolve Legacy Group Ltd., doing business as Legacy Life ("we," "us," or "our"), respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, complete our forms, or interact with our services.

By using our website or submitting your information through our forms, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the site or submit any personal information.

2. Information We Collect

We may collect the following types of information:

a. Personal Information You Provide

When you complete our eligibility form or contact us, you may voluntarily provide:

Full name (first and last)
Phone number
Email address (optional)
Military branch of service
Age
Insurance coverage preferences (policy purpose, beneficiary, coverage amount)

b. Information Collected Automatically

When you visit our website, we may automatically collect certain information, including:

IP address
Approximate geographic location (city, state) derived from your IP address
Browser type and version
Device type and operating system
Pages visited, time spent on pages, and referring URLs
Cookies and similar tracking technologies

c. Information from Third Parties

We may receive information about you from third-party advertising platforms (such as Meta/Facebook) and analytics providers to help us understand how users interact with our advertisements and website.

3. How We Use Your Information

We use the information we collect for the following purposes:

To process your eligibility inquiry and connect you with a licensed insurance agent
To contact you by phone, text message, or email regarding your insurance quote request
To personalize your experience and provide relevant insurance options
To improve our website, services, and marketing efforts
To comply with legal obligations and protect our rights
To send you marketing communications (with your consent)
To measure the effectiveness of our advertising campaigns

4. Consent to Contact

By submitting your phone number through our form, you expressly consent to receive calls and text messages, including those made using an automatic telephone dialing system or prerecorded voice, from Evolve Legacy Group Ltd. DBA Legacy Life and its licensed insurance agent partners at the phone number you provided. You understand that consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us directly.

5. Sharing of Your Information

We may share your personal information with the following categories of third parties:

Licensed Insurance Agents and Carriers: To provide you with insurance quotes and coverage options relevant to your inquiry.
Service Providers: Third-party companies that assist us with website hosting, data analytics, customer relationship management, and marketing (e.g., Zapier, Meta/Facebook).
Advertising Partners: We use Meta (Facebook) Pixel and similar technologies to measure the effectiveness of our advertising. These partners may receive data about your interactions with our website.
Legal Requirements: We may disclose your information if required by law, regulation, legal process, or governmental request.

We do not sell your personal information to third parties for their own direct marketing purposes.

6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies, including the Meta (Facebook) Pixel, to collect information about your browsing activity. These technologies help us:

Understand how visitors interact with our website
Measure the effectiveness of our advertising campaigns
Deliver relevant advertisements to you on other platforms
Improve our website and user experience

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our website.

7. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

9. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you.
Correction: Request that we correct inaccurate or incomplete information.
Deletion: Request that we delete your personal information, subject to certain exceptions.
Opt-Out: Opt out of receiving marketing communications by following the unsubscribe instructions in our emails or replying STOP to text messages.
Do Not Sell: We do not sell your personal information. If applicable laws provide you with a "Do Not Sell" right, we honor that right.

To exercise any of these rights, please contact us at [email protected].

10. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information. To make a request, contact us at [email protected].

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

12. Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

14. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Evolve Legacy Group Ltd. DBA Legacy Life
Email: [email protected]